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Business Insurance 

Business Insurance, also known as commercial insurance, helps protect business owner from expected losses. 

There are many types of insurance for businesses, including coverage for property damage, legal liability and employee-related risks. 

Looking for Business Insurance Coverage?

We make it easy to help you get the right business insurance you need. 

Importance of Business Insurance Coverage

In most states, your business needs certain coverages, like Workers’ Compensation Insurance and unemployment insurance, to operate.


Liability Insurance is also important because without it, you’d have to pay out of pocket for any legal claims filed against you.

Choose the Best Business Insurance Options

To protect your business’ property, income and financial assets, you’ll want a Business Owner’s Policy (BOP), which combines three coverages into one:


Commercial Property Insurance helps cover the costs to repair or replace your business’s:


  • Physical locations

  • Tools

  • Computers

  • Inventory

  • Accounts receivable


General Liability Insurance helps protect your business from liability claims, such as:


  • Bodily injury

  • Property damage

  • Advertising mistakes


Business Income Insurance can help replace lost revenue if you can’t open your business because of damage caused from burglaries, fires or destructive winds.


Depending on the unique needs of your business, you can also add other commercial coverages to customize your protection.

Additional Types of Business Insurance


The types of Business Insurance can be as unique as your business. We can help you choose the Business Insurance Coverages you need from options like:

  • Data Breach Insurance helps cover the costs of responding to and managing a data breach. We can even help you with strategies to prevent them from ever happening.

  • Workers’ Compensation Insurance helps your employees if they suffer a work-related injury or illness by helping pay their medical expenses and missed wages while they recover.

  • Professional Liability Insurance, also known as errors and omissions insurance, can help cover costs if you make a mistake in your professional services.

  • Commercial Auto Insurance helps cover you and your employees if you’re in an accident while driving for work.

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